Any real estate investment, whether a retail location, warehouse, distribution, manufacturing, your office building, or an income-producing property, brings affordability that depends on many factors:

• Leverage. Many user-occupied facilities can qualify for 80% loans through our local banks. Most other properties max out at 75% loan-to-value. Debt is usually the single biggest ongoing expense. We can help counsel you to focus on the debt service constant to optimize your debt service costs.
  
  
• Work Efficiency. Multiple floors, poorly placed columns, limited dock space, and poor parking add costs to your operation. How much labor and fuel are you now wasting on these things? A more efficient facility often pays for itself over time.
  
  
• Energy Efficiency. Huge engineering strides have changed the game for this cost item. Are you incorporating motion sensors, electronic ballasts, high-SEER HVAC, and draft sealing to your advantage? New facilities come with these as standard, but they can also be retrofit. We can help you make the decision.
  
  
• The RIGHT Location. In retail, it’s everything. In manufacturing and distribution, location can dramatically reduce your transportation costs. The Central PA region gives you access to nearly half the US population in a 1-day drive. Can your facility be seen by traffic? Top-of-mind awareness drives business.
  
  
• Rent vs. Buy. Do you want to unlock the equity value of your business? Build equity in real estate. That’s how McDonald’s and Wal-Mart do it. They seem to know a thing or two. Flexibility, availability, tax advantages, and taking profits from a business are the only good pro-leasing arguments, and often they win out over the classic equity build.